Types of Financial Aid for Graduate Students

There are several different types of financial aid available to graduate students. If eligible, you can receive more than one type of aid. Most students get a combination of grants and loans. Some students may receive scholarships in addition to grants and loans. There are multiple sources of funding for graduate students. Graduate students usually finance their education through fellowships and assistantships in addition to grants and loans. In order to prevent using your own money for school, consider the various options and apply for various government and private aid. Grants: Grants are gifts that you do not need to repay. There are several different types of grants available to students. Students may receive grants from the government or through private sources of funding. Usually, government grants are given to students with need, such as having a low household income. However, government grants require students to maintain a specific GPA throughout their academic career in order to continue to receive aid. Private grants usually come in the form of scholarships and have their own guidelines. The amount being offered varies for each individual based on different criteria. In graduate school, grants can be used towards, travel, research, experiments, or projects. Scholarships Scholarships are awards given to students based on academic excellence and/or talent. Additionally, students may receive scholarships based on other factors, such as ethnic background, field of study, or financial need. Scholarships vary in their amounts and the number of years given aid. For example, they can be awarded a one-time payment or receive aid annually for a certain number of years (Ex/ $1000 scholarship vs. $5000 per year for four years). Like a grant, students do not need to pay back the money awarded in a scholarship. Scholarships can be awarded through your school or through private sources. Institutions offer various scholarships based on merit, talent, and/or need. Contact your school for a list of scholarships being offered to students. Private scholarships are offered through organizations or companies. Some organizations make students compete for awards through performance or essay writing, whereas some look for students that fit specific requirements and standards. You can search for private scholarships on the internet, through online scholarship search engines (e.g. FastWeb), scholarship books, or by contacting your school. Fellowships Fellowships are granted to graduate and post-grad students. They are like scholarships and, similarly, do not require repayment. Fellowships are awarded by private organizations, institutions, or through the government. Fellowships vary in the amount being awarded and can be used either towards research or education. Students can be given a 1- to 4-year stipend with or without a tuition waiver. The type of fellowship awarded is based on merit, need, and the institutions/facultys grant. Some schools allow you to directly apply for fellowships offered through the schools. However, some schools only award fellowships to students who have been recommended by a faculty member. Assistantships Assistantships are similar to internships or work-study programs awarded during your undergraduate years. However, assistantships require students to usually work as assistant teachers (TA), research assistants (RA), assistants to professors, or perform other duties on campus. The amount awarded through assistantships varies based on faculty/institution grants or state or federal aid. Research positions are paid through grants and teaching positions are paid through the institution. The research and teaching positions acquired are in your field of study or department. TAs usually teach introductory-level courses and RAs assist faculty in conducting laboratory work. Every school and department has their own regulations and requirements for TAs and RAs. Contact your department for more information. Loans A loan is money that is awarded to a student based on need. Unlike a grant or scholarship, loans must be repaid to the institution that it is received from (government, school, bank, or private organization). There are several types of loans that are available. The different loans vary in the amount you can borrow, in their requirements, interest rates, and repayment plans. Individuals who are not eligible for government loans may receive loans through private organizations. Private companies have their own qualifications, interest rates, and repayment plans. Many banks offer private student loans specifically for college students. However, private companies are believed to have higher interest rates and stricter guidelines.

Bees And Its Effect On Our Lives - 1122 Words

What is usually the initial reaction of an individual that has been stung by a bee? Kill it. However, this go to reaction of many people is just one of the few ways adding to the obliteration of bees. Bees have been around for millions of years, and now within the past fifty years, bee colonies are dropping to staggering low numbers. This is a problem. All around the world, people need to realize that these bees are greatly under-appreciated workers and action needs to be taken to protect them. Our world is going to suffer both ecologically and economically if we continue to loose bees at such drastic rates, this is why such measures need to be taken in order for these bees to brought to their former glory. (HISTORY) Bees have been around for millions of years. However, within the last fifty years, bee colonies have been dropping continuously. Colony Collapse Disorder, also known as CCD, accounts for how bees either die or leave their hive behind. Thus leaving the queen, honey, and immature bees all alone with no care (Agricultural Research Service). While it is normal to loose about 10% of hives every year, beekeepers are noticing how this number continues to rise. In the winter of 2006, it was being reported that average amount of hives lost was 30-90% (Agricultural Research Service). While these numbers are extremely high, Jeff Anderson, a beekeeper from Minnesota and California, points out that the official statistics form the federal Department of Agriculture onlyShow MoreRelatedHoney Bee Extinction Essay1735 Words   |  7 PagesChace Jensen Dr. Butler ENGL 1103 16 January 2012 A Small Extinction, A Big Problem Albert Einstein once said, â€Å"If the bee disappeared off the surface of the globe then man would only have four years of life left. No more bees, no more pollination, no more plants, no more animals, no more man† (â€Å"Einstein Once Said†¦Ã¢â‚¬ ). After careful thought on this matter, this can be a scary concept to process. Millions of years have passed with the honey bee gracing the earth, and in fact, the honeybee isRead MoreThe Death Of Bees915 Words   |  4 Pagesin honeybees around the United States. Between the years 2010 and 2015 the death of bees has skyrocketed. The decline of the honeybees has become a huge issue that should be taken very seriously because of the fact that they are one of the few reasons why and how our crops are grown. One reasons why our honey bees are going extinct is because of the products used in our home, daily. Another reason why our honey bees are becoming extinct is due to the climate change. Even though this seems irreversibl eRead MoreHoney Bees And Its Effect On The Agricultural Industry1465 Words   |  6 Pageshave decreased, the need for pollinators, such as bees, has increased dramatically. Declines in honey bee colony health were provoked further in the 1980s with the arrival of new pathogens and pests. The arrival of Varroa and tracheal mites into the United States during the 1990s created additional stress on the honey bee population. These various mites attack both adult bees and the developing honey bee larvae and can transmit viruses. Since honey bees are a critical link within United States agricultureRead MoreWild Bees by James K. Baxter1218 Words   |  5 Pagesacross someone with noticeably less money seen in the way they dress, the type of house they live in, or what job they possess, and automatically assume their value is less, deeming them not as important as someone more well off. We essentially treat the wealthier better than the less fortunate. But what gives us the right to treat people differently? I ask the same questions while reading the â€Å"Wild Bees† by James K. Baxter. The poem addresses a group of boys attacking a beehive in a horrificRead MoreThe Natural Resources Defence Council Essay1269 Words   |  6 Pagescommunities, and societies as well. Many people are not fully aware of the dire situation, we as humans, have put these creatures in; the extinction of honeybees is mutual destruction for both the bees and humans. Humans are only speeding up the process with a multitude of harmful industries and other aspects. Bees are important for United States consumerism, agriculture, and the environment, yet humans continually abuse them, negatively impacting many important aspects of society and contributing to ColonyRead MoreColony Collapse Disorder and Pesticides Essay1584 Words   |  7 Pagesstarted disappearing. The disappearing was mysterious since no dead bees were found in or around the beehives after a colony’s number was reported to have gone down or vanished. This prompted a lot of study and investigations to uncover the mystery and to establish possible remedies. Among the man y reasons for the causes of the CCD was the use of harmful and dangerous pesticides. Timbrell (2002) provides a solid foundation on the effects of toxins in the body of animals with an aim of providing a scientificRead MoreBenefits And Basics Of Bee Keeping942 Words   |  4 Pagespurpose: to inform my audience about the history, processes and positive effects of beekeeping. Thesis Statement: As methods for bee keeping have improved, keeping bees has become beneficial to the keeper as well as having an impression on the environment. Introduction: As we discuss the history of bee keeping, have in mind that it was regarded as a high-status symbol. Throughout history, only the wealthiest people had colonized bees for their honey and honey comb. 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General purpose: To persuade Purpose statement: Persuade my audience that more should be done to reverse the effects of Colony Collapse Disorder (CCD) and other factors that are causing the bee population to decrease. INTRODUCTION I. Honeybees and their pollination contribute $17 billion a year to the United States’ economy. II. Due to variable causes, their population is declining at an alarming rate. a. In 1947, 5.9 millionRead MoreWhat Are Genetically Modified Organisms?880 Words   |  4 Pagescasual association between GM foods and adverse health effects. The strength of association and consistency between GM foods and disease is confirmed in many animal studies. GMOs remain inside of each one of us. The only human feeding study that was published, revealed what may have been the most dangerous problem from genetically modified foods. The gene that is inserted into GM soy transfers into the DNA of the bacteria living inside of our intestines and continues to function. Moreover, this means

Buns Of Steel Sex Appeal Essay Example For Students

Buns Of Steel Sex Appeal Essay John Darcey Darcey 1 Professor GarberHm 46March 5thBuns of Steel and Sex AppealIt seems in the past decade more and more attention has been put on firm buttocks and thighs on women. Susan J.Douglas wrote an article called ? Flex Appeal, Buns of Steel, and the Body in Question?. It addresses this fad in a womans point of view. Douglas, who was a teacher and free lance writer has had many of her article appear in The Village Voice. It seems from the tone of this article that Douglas is disgusted by the emphasis put on the female body and has probably had struggles with weight herself, as many women these days have had. Douglas points out in her article all of the publicity that has been put on womens hindquarters. It seems like everywhere you go you can catch a glimpse of a womans tight rear end or firm thighs. On billboards, magazine covers, articles, television, just about anywhere you can put a butt you will see one. Douglas says ? ?not just in Vogue or Cosmo, either: even in the Vi llage Voice,? has ads for products such as the videotape called Buns of Steel.? (Douglas 181) There is also an enormity of exercise videos making claims like ? Now you can have the Buns you always wanted?. The author also points out two ads that Darcey 2show perfect bottoms with slogans like ? Youve worked hard? and ?If you work it shows?. (Douglas 182) Douglas seems offended by this rebutting ?meaning if you have been slacking off, that will show too?. (Douglas 182) I personally think that if it were actually that easy, we would all have ?buns of steel?. Douglas brings up something that most of us have never thought of before. She seems to think that expected woman to have tight behinds is trying to make them more like men. She claims that this is a ?distortion of feminism? (Douglas 182) She then goes onto say ? ?that ambitious women want, or should want, to be just like men, especially those men committed to the most competitive, inhumane, macho aspects of patriarchy. I dont really see the connection, being that I am sure woman like firm buns on men too. It seems that Douglas is ashamed of her own body as you can see in the statement ?They insist that the rest of us should feel only one thing when we put on a bathing suit: profound mortification.? (Douglas 181) I dont think that any women should feel ashamed of her body in a bathing suit or anything else for that matter. Douglas explains how women naturally have more fat than men do, in order to carry babies. This is another reason she came to the theory of the public wanting women to be more like men. She also make a sarcastic statement ?A real women, of any Darcey 3age, will get off her butt and, by overcoming her sloth, not just get in shape, but conquer genetics and history.? (Douglas 182)According to the article this buttock and thigh craze started in the eighties. It seems, according to Douglas, that the popularity of thighs and buttocks much overrode the popularity of breast. The reason, she explains, it that even flat chested women can have a goal of ?buns of steel?.I feel that part of this is that sexual oriented matters where becoming more public on television in ads. It was probably the first decade that it was acceptable to blatantly display womens rear ends. When all of the regular women saw this, and how the media connected it to sexuality and wealthiness it became a craze. In addition to that men came to think that is what to expect from a women, and therefore put more pressure on their own girlfriends and wives to look like the models. Dougl as says ?The key to huge profits was to emphasize beauty over health, sexuality over fitness, and to equate thin thighs with wealth and status?. (Douglas 182) Douglas says this is Reaganism, which means that appearances are just as important as character. .u76e4c0741b0e8aceda4838516eecd32b , .u76e4c0741b0e8aceda4838516eecd32b .postImageUrl , .u76e4c0741b0e8aceda4838516eecd32b .centered-text-area { min-height: 80px; position: relative; } .u76e4c0741b0e8aceda4838516eecd32b , .u76e4c0741b0e8aceda4838516eecd32b:hover , .u76e4c0741b0e8aceda4838516eecd32b:visited , .u76e4c0741b0e8aceda4838516eecd32b:active { border:0!important; } .u76e4c0741b0e8aceda4838516eecd32b .clearfix:after { content: ""; display: table; clear: both; } .u76e4c0741b0e8aceda4838516eecd32b { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u76e4c0741b0e8aceda4838516eecd32b:active , .u76e4c0741b0e8aceda4838516eecd32b:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u76e4c0741b0e8aceda4838516eecd32b .centered-text-area { width: 100%; position: relative ; } .u76e4c0741b0e8aceda4838516eecd32b .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u76e4c0741b0e8aceda4838516eecd32b .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u76e4c0741b0e8aceda4838516eecd32b .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u76e4c0741b0e8aceda4838516eecd32b:hover .ctaButton { background-color: #34495E!important; } .u76e4c0741b0e8aceda4838516eecd32b .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u76e4c0741b0e8aceda4838516eecd32b .u76e4c0741b0e8aceda4838516eecd32b-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u76e4c0741b0e8aceda4838516eecd32b:after { content: ""; display: block; clear: both; } READ: Loewen Group Case Study EssayAnother controversy of this topic is that all these ads show a nice figure as a sign of discipline. The author seems upset with this, because women with desk jobs that Darcey 4work harder than the one who happen to have the time that work out all the time, are considered lazy because of there appearance. The author also seems to disagree with the word cellulite, saying that a women who has it will be ?dismissed as slothful and lacking moral fiber? (Douglas 182) Who question seems to be, what does a tight butt say about the women and her character. She believes, and I tend to agree, nothing at all. She states in her article ?Females buns of ste el mark a woman as a desirable piece of ass, yet someone who can actually kick ass when necessary?. (Douglas 183) In this statement she in insinuated that a strong but doesnt actually add to physical strength. The actual point of Douglas article seems to be that so much emphasis should not be put on tight buns, and more on the accomplishments of the women. Personally, I have known many girls that were so consumed with their weight and the size of their butt it became an obsession. I think Douglas is right about the media and the influence, but I also feel she is reading to much into the matter. Physical attractiveness whether it is buttocks, breast, thighs or legs will always be around for men or for women. I think the general public just has to remember that the women you see on TV are one in a million and it can not be expected for all of them to look like that. Darcey 5Works CitedDoouglas, Susan J. ?Flex Appeal, Buns of Steel, and the Body in Question?. Complements. Anna Katsavos ; Elizabeth Wheeler, McGrw Hill inc. Paris, 1930